Free while in beta
Your
With the safety of a debit card.
Every time you spend, Potzo moves the same amount to your Monzo pot. Your bill is always covered.
See how it works ↓Moved to pot this month
£312.40
across 9 transactions
Synced 4 mins ago
Pot balance £1,840.00
Unallocated £247.50
Recent moves
Pret A Manger
£8.40
+£8.40
Uber
£14.70
+£14.70
Waitrose
£54.30
+£54.30
How it works
Spend now. Covered already.
01
Spend on your credit card, as normal.
Use Amex, Barclaycard, Capital One — whatever earns you rewards.
02
Potzo moves the same amount to your Monzo pot.
Automatically. Every transaction. Refunds come back.
03
Your balance tells the truth.
What you see in Monzo is what you can spend. Your bill is always covered.
What people are saying
"Another month where Potzo's got it bang on the nose. I am very happy. No stress at the end of the month."
"This is all I've ever wanted from Monzo."
"Sounds heavenly."
Stay in the loop
Get updates as we build.